Kenia in the Middle

Wow.

The US Education system really needs to mandate a finance class for high school kids. That’s my first thought.

Secondly, this is a personal note to my father who I would get annoyed at when trying to teach me about stocks, bonds, Charles Schwab or whatever, etc. I am sorry.

Being in college, yeah, most people expect to be broke — but damn, I felt like I got hit by a truck. I kind of know how to do my taxes. I just started leasing a car, so now I’ve got that payment. Student loans, of course. Blah blah blah. It’s a learning curve, especially since I was unemployed for a bit, which I hated. I’ve had consistent employment since I was 15, sometimes working 45–50 hours a week during college. You’d think that meant I saved properly. Nope. I did for a while, back when I was in community college, I felt rich. But once I transferred? All of that went out the window. Which, yes, I expected… but I still could’ve and should’ve done x and y differently. Now I know. Now I’m learning. And damn, it’s hard. Who was gonna tell me I need all these things and all these different accounts??

Honestly considering going off the grid and only using cash for the rest of my life. Live off the land. Sounds pretty good to me.

I’ve downloaded some audiobooks that I listen to while I drive. They can get boring, but I’d say they’re helping with the learning process. I’m grateful I have a safety net during this time in my life. As my dad always said, “Start as early as you can.” Probably a little later than he originally wanted… but at least I have some background now.

Leave some thoughts in the comments if you have any tips or insight. love yall!

xx,

kenia